About

California-based Golden State Financial Group assists clients in getting a reverse mortgage or a “non-recourse” loan.  This means that the HECM borrower (or his or her estate) will never owe more than the loan balance or value of the property, whichever is less; and no assets other than the home must be used to repay the debt. Those who want to see if they are eligible for a low fixed rate approval can seek the company’s help and be evaluated. The team can evaluate a client’s situation in less than five minutes to come up with a program that is best for them. Programs for homeowners with equity are also available. 

Since 2009, Golden State Financial Group has been in service to over 6,500 homeowners in California in lowering their mortgage interest rate. The team has assisted these homeowners in getting approval from their lenders.