Home

Golden State Financial Group has been assisting California homeowners since 2009. They have been helping homeowners to lower their mortgage interest rate and has served 6,500 clients in getting approval from their lenders. Despite this number, there are still homeowners who cannot obtain refinancing due to their existing LTV (how much they owed on their house versus its value) being at 100 percent or higher. There are also other homeowners under interest-only loans.

To help clients start the loan modification process, Golden State Financial Group's first step is to evaluate them for (Home Affordable Modification Program) or HAMP. It is the premier product available for a homeowner. Those who are fortunate enough to be offered modification services, they will not pay until their loan modification has been approved. If the clients’ request for loans still cannot be approved, they don’t need to pay a fee to the